Loans from £100 to £10,000
between 3 and 60 months
How much do you want to borrow?
Digitonomy Limited (trading as Viva Money) is a credit broker, not a lender. All applications subject to affordability, UK residents only.
Rates between 11.8% APR and maximum 1721% APR - your no-obligation quote and APR will be based on your personal circumstances - we compare small loans from over 30 lenders to get you the lowest APR possible. If you are not successful in finding a loan we may transfer you directly to alternative firms and services, such as credit builder tools which could incur a monthly fee if you choose to use them. There are no fees for our service.
Representative example: Amount of credit: £1000 for 12 months at £123.40 per month. Total amount repayable of £1,480.77 Interest: £480.77. Interest rate: 79.5% pa (fixed). 79.5% APR Representative.
Choose your loan and term and complete our simple online form.
Using the information provided on your form, we will carry out a soft search and scan our panel of lenders for a suitable loan you could be eligible for. In just 60 seconds, we'll let you know if you've been matched to a lender. If we've found you a match, you'll be redirected to the lender's website.
You'll complete the rest of your application with the lender you were matched with. You'll be presented with a loan offer, although you should be aware that the interest rate you are offered could be subject to change following a hard search. The lender will run a hard search for an insight into your credit history.
If the lender is happy with the outcome of the hard search, you'll be offered a loan. Be sure to check the loan agreement carefully before accepting.
The money will be sent to your account. Make your monthly repayments on time and clear the balance of the loan within your chosen term.
Come on… Look at us! Name a company with cooler mascots - we'll wait
The little dudes aside, we're really proud to be taking a fresh perspective on the financial services industry.
When it comes to credit ratings and history, we appreciate that things aren't always plain sailing. This doesn't mean that you should be excluded from applying for financial products, such as loans.
Did we mention we can search for a loan in just 60 seconds? We don't mess around!
Things you can do in 60 seconds: